Top 5 tips to Boost your Credit Score in 2024

Adopting these resolutions can help boost your credit score in 2024 and establish a solid financial foundation for the future.

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Timely payments are important for a healthy credit score. Set up reminders or automatic payments to avoid late payments.

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Aim to decrease credit card balances and maintain a low credit utilisation ratio. Ideally, keep your credit card balances below 30% of your credit limit

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Consider diversifying your credit mix by combining credit cards, installment loans, and other types of credit. A well- rounded credit portfolio can positively impact your score.

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If you need a credit history or need to improve it, consider opening a secured credit card. Establishing a positive credit history is crucial.

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Schedule regular reviews of your credit report to catch any errors or discrepancies. Always try to maintain a clean credit history.

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If you face challenges in improving your credit score, consider seeking advice from credit counselling agencies.

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